поставить предложения в отрицательную форму
1) Commercial loan is money that banks lend to businesses.
2) My friend has had a charge card.
3) It is necessary to check your credit file.
4) He borrows money to buy a house.
5) They lent money to him last year.

Cпасибо)))

1. Commercial loan is money that banks don't lend to business2. My friend hasn't had a charge cardMy friend has had no charge card3. It is not necessary to check your credit file4. He doesn't borrow money to buy a house5. They didn't lend money to him last year.