помогите написать эссе people usually pay a lot of interests when they buy something on a credit it often takes a long time to pay back the money

What is better to save your money up for many year and buy whatever you want or buy something on a credit right away? It's prety complicated question and it's all about your budget. I'm sure some people especially in the U.S.A. would like to buy something on a credit. 

    Buying things on a credit is pretty popular in states. People prefer enjoy their life when they're more or less young and pay money for their amenities later month by month.

    In my humble opinion it's pretty benefitial, for instance, if you buy something and pay for it during some period of time you could enjout that thing but the thing could get out-of-date and you'll want to buy another thing but you can't because you have to pay you're credit. I think that is the main idea of buying stuff on a credit. 

   On the other hand, we have some cash and we can easily buy whatever we want. But people are different. What if some people can easily save their money up while others can't? And the idea is that those who can't afford something buy stuff on a credit and use it with enjoyment. 

   Well, if you're patient enought for saving money there you are if you're not I'd recommend you to consider purchasing on a credit.