Упражнение 3. Use Present Simple, Present Continuous or Present Perfect.
Hello Nancy
It (1) _________ (be) time since my last letter to you. I (2) ____________ (still/work) at ABS and the company (3) _____________ (do well). This is very fortunate as many of my friends (4) ___________ (lose) their jobs. Our savings (5) _____________ (take) a disastrous dive because of the economy. I (6) ____________ (know) the situation everywhere is difficult and I (7) __________ (be) happy I still have a job. My friend Michael and his wife Georgia (8) ______________ (now, live) in Virginia. Michael (9) ______________ (finish) studying massage therapy. He (10) __________ (run) a small clinic in partnership with another woman. He and Georgia (11) _____________ (look) for a full-time job, though, as they (12) _____________ (lose) money also. As I say, many people (13) __________ (have) a hard time now.

(1) (has been some) (2)  (am still working) (3) (is doing well)(4) (have lost)(5) (have taken)(6) (know)(7) (am)(8) (are now living)(9) (has finished)(10) (runs)(11) (are looking)(12) (have lost)(13) (are having)