1.
Do member banks have a right to use various services which the system provides?
Do
member banks or district reserve banks have a right to use various services
which the system provides?
Member
banks have a right to use various services which the system provides, don't
they?
Who
has (ИЛИ What banks have) a right to use various services which the system provides?
What
right do member banks have?
2.
Do member banks often borrow money from the district reserve banks?
Do
member banks often or seldom borrow money from the district reserve banks?
Member
banks often borrow money from the district reserve banks, don't they?
What
banks often borrow money from the district reserve banks? What
banks do member banks often borrow money from?