Kate has lost her passport again, it is the second time this ......... a) happens, b) has happened, c) happened, D) is

Kate has lost her passport again, it is the second time this happened. — Кейт снова потеряла свой паспорт, это уже второй раз.

Her passport has been lost again, it is the second time this happened.

Has Kate lost her passport again, it is the second time this happened?

Who has lost her passport again, it is the second time this happened?

What has Kate lost?

 Has Kate or have we lost her passport again, it is the second time this happened?

Has Kate lost her passport or her wallet again, it is the second time this happened?

Kate has lost her passport again, it is the second time this happened, hasn’t she?