VII . Определите функцию причастия I. 1. Using credit cards instead of cash we sometimes don't feel like we spend real

1. Using credit cards instead of cash we sometimes don\'t feel like we spend real money, and that’s a negative effect (using — b. обстоятельство).2. If you are applying for opening an account with the title of your company name you must have to provide the bank with your company registration (applying — c. часть сказуемого).3. Investing in any of the financial instruments like bonds, stocks, mutual funds, or commodities like gold, silver, we can earn over the long period of time (investing — b. обстоятельство).4. A qualified professional accountant working in conjunction with your banker can be a valuable asset to you in growing your business profitably (working — a. определение).5. The auditor is preparing the audit report now (preparing — c. часть сказуемого).